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Finance calculators

Explore cash flow, interest, savings, loans, and investment scenarios. Every live calculator includes its formula, a practical example, and clear guidance.

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Finance decision topics

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Finance 8 tools

Interest, loans, and purchasing power

Compare growth, borrowing cost, payment burden, savings targets, and inflation on a consistent timeline.

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Finance 7 tools

Home buying and mortgage planning

Connect affordability, down payment, mortgage payment, amortization, equity, and refinancing before making a housing decision.

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Finance 8 tools

Investing, retirement, and income planning

Connect earnings, contributions, compounding, inflation, retirement income, and employer funding across one long-term plan.

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Finance 6 tools

Vehicle and consumer loan decisions

Compare price, tax, financed principal, payment, rate, term, interest, and affordability before accepting a consumer loan.

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All finance calculators

20 free calculators

Finance

Compound Interest Calculator

Project a balance using principal, interest rate, time, and compounding frequency.

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Finance

Simple Interest Calculator

Calculate a future balance when interest is earned only on the original principal.

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Finance

Loan Payment Calculator

Estimate the fixed monthly principal-and-interest payment for an amortizing loan.

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Finance

Savings Goal Calculator

Estimate the monthly contribution needed to close a savings gap by a target date.

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Finance

Inflation Calculator

Estimate the future cost of an item after compound inflation.

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Finance

Debt-to-Income Ratio Calculator

Calculate monthly debt payments as a percentage of gross monthly income.

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Finance

APY Calculator

Convert a nominal annual interest rate and compounding frequency into annual percentage yield.

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Finance

Percentage Change Calculator

Calculate the percentage increase or decrease from an original value to a new value.

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Finance

Mortgage Calculator

Estimate a monthly mortgage payment including principal, interest, property tax, home insurance, and HOA dues.

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Finance

Mortgage Amortization Calculator

Calculate a fixed mortgage payment and the total principal, interest, and number of payments across the loan term.

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Finance

Home Affordability Calculator

Estimate a home-price ceiling from income, monthly debts, down payment, mortgage terms, taxes, insurance, and a chosen debt-to-income limit.

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Finance

Mortgage Refinance Calculator

Compare current and proposed mortgage payments, closing-cost break-even time, and projected remaining interest.

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Finance

Down Payment Calculator

Convert a down-payment percentage into cash required, estimated mortgage amount, and starting loan-to-value ratio.

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Finance

Loan-to-Value Calculator

Calculate mortgage loan-to-value ratio, estimated owner equity, and the equity percentage from balance and property value.

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Finance

Auto Loan Calculator

Estimate a monthly car payment, amount financed, sales tax, total payments, and interest from vehicle price and loan terms.

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Finance

Investment Calculator

Project an investment balance from starting capital, monthly contributions, annual return, and time, with contributions and growth separated.

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Finance

Retirement Calculator

Estimate the savings needed at retirement to fund a monthly income gap over a chosen period and assumed return.

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Finance

Salary Calculator

Convert annual salary into hourly, daily, weekly, biweekly, and monthly gross pay using a chosen work schedule.

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Finance

Interest Rate Calculator

Estimate the fixed annual interest rate implied by a loan amount, monthly payment, and repayment term.

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Finance

401(k) Calculator

Project a workplace retirement-account balance from current savings, salary-based employee and employer contributions, return, and time.

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